Crypto PredictionInsurance

The first AI-powered insurance layer for prediction markets. Trade with confidence, never lose everything.

$16.2M
Total Protected
21.3%
Avg LP APY
342
Active Policies
Instant
Claims

Why Prediction Markets Need Insurance

Bet wrong on Polymarket? You lose everything.

All or Nothing

Wrong prediction = total loss of capital

No Hedging Tools

Can't protect downside like in TradFi

Limits Bet Sizes

Traders stay small to manage risk

Blocks Institutions

Funds need risk management to participate

How Lumina Works

Add-on insurance layer for any prediction market

Traders Buy Coverage

Pay 5-10% premium to hedge your bet on any platform

LPs Stake & Earn

Stake stables in insurance pool, earn from premiums

AI Risk Oracle

Gemini 3 Pro analyzes volatility, odds, liquidity & history

Pool Pays Claims

Get 20-70% back from insurance pool if you lose

Two Ways to Use Lumina

Protect trades or earn yield

Hedge Your Crypto Predictions

Pay 2-10% premium. If you lose, get paid out.

STEP 1

Pick market

BTC, ETH, BNB - any crypto prediction

STEP 2

Buy coverage

Premium 2-10% based on risk

STEP 3

Claim if wrong

Lost your bet? Get paid instantly

Insure Any Prediction Market

Live markets from Lumina and beyond

Bitcoin

Bitcoin

BTC

BTC hits $120K by Q2 2025?

Votes234
Pool liquidity$18.4M
Current price$91,234
Premium2.8%
Coverage$6.2M
Ethereum

Ethereum

ETH

ETH flips $5K before June?

Votes187
Pool liquidity$14.2M
Current price$3,456
Premium3.4%
Coverage$4.8M
Cardano

Cardano

ADA

ADA breaks $1.50 in 2025?

Votes142
Pool liquidity$9.8M
Current price$0.92
Premium4.6%
Coverage$2.3M
Astar Network

Astar Network

ASTR

ASTR reaches $0.35 this year?

Votes78
Pool liquidity$3.4M
Current price$0.089
Premium6.2%
Coverage$890K
Hyperliquid

Hyperliquid

HYPE

HYPE surpasses $75 in Q1?

Votes156
Pool liquidity$7.6M
Current price$32.10
Premium5.1%
Coverage$3.1M

Stake in Insurance Pool & Earn

Stake stablecoins in insurance pool, earn from premiums

Your stake backs insurance payouts • Earn 14-24% APY

USDT Insurance Pool

APY:18.5%
TVL:$2.5M

ETH Insurance Pool

APY:22.4%
TVL:$3.2M

BTC Insurance Pool

APY:24.7%
TVL:$4.5M
$16.2M
Total Value Locked
$1.1M
Premiums Collected
21.3%
Average APY

Built on BNB Chain

Low fees, fast finality, proven security

BNB ChainBNB Chain
OpenZeppelinOpenZeppelin
Chainlink
PolymarketPolymarket
BNB ChainBNB Chain
OpenZeppelinOpenZeppelin
Chainlink
Chainlink
PolymarketPolymarket

Frequently Asked Questions

Ready to trade without fear?

Join thousands of traders already protected by Lumina